The Fig Loans app makes it simple to apply for a loan. In addition, you can easily manage an existing Fig Loan, add payment options, and get in touch with customer support. They’ll also allow you to extend your payment deadline by up to 28 days without charging you anything more.
Because it has become popular, people are now looking for other sites like Fig loans. So we have compiled the best ones you can check out here.
1. Marcus by Goldman Sachs®
Marcus by Goldman Sachs is a suite of personal financial management tools. A high-yield online savings account and no-penalty CDs are all great ways to earn interest on your savings and see them grow. In addition, you can consolidate your high-interest credit card debt into one low monthly payment by applying for a personal loan.
Start investing automatically with Marcus Invest. Marcus Insights provides free tools and trackers to help you organize and optimize your money, which may be linked to thousands of financial institutions.
| PROS | CONS |
| Marcus’s interest rates are among the most affordable in the industry. | Marcus only provides a select few banking services. |
| Deposits in a Certificate of Deposit (CD) typically have modest minimum balance requirements. | Marcus does not facilitate debit or ATM cards, making gaining access to your funds more difficult. |
| The minimum balance needed to open an account, or the monthly maintenance fee is waived for savings accounts. | Mobile check deposits are not an option. They will accept only automated or electronic transfers and deposits. |
| Mobile check deposits are not an option. They will accept only automated or electronic transfers and deposits. |
2. Earnin
With Earnin, you can get your money when needed, not when the bank says you should. As a result, obtain as much as $100 daily or $500 per paycheck.
Payday loans and advances have a reputation for being complex, misleading, and expensive. Earning is a no-cost way to access the money you’re already making. Need to pay rent or have an unexpected bill? Earnin got you. There is no interest, no need to check your credit, and no hidden fees.
For instance, if you withdraw $100, you will receive $100 in cash. Just add a tip to help the community if you want to, and you’re done. Payday will roll along, and we’ll take that hundred bucks out of your direct deposit, plus whatever tips you’ve accumulated, just like we did before.
| PROS | CONS |
| Fits into your bank’s structure. | It might cost money to use Lightning Speed. |
| Get a quick deposit. | Cash-outs could take up to 30 minutes, and the actual transfer speed will depend on your bank connection. |
| Spend less. | Tools will have different tipping options. |
| May monitor your balance. | Cash outs from Balance Shield are based on your daily/pay period Max and your current earnings. |
| Prepare for ongoing expenses. | |
| Backed by 24-hour customer assistance. |
3. Payday Advance
Payday Advance is a lending app that is always available if you ever find yourself in a challenging situation and need a quick infusion of cash. Once installed, you’ll have a fantastic chance of securing financial aid, regardless of where you happen to be.
If you need money quickly, their cash advance app will connect you with reputable lending providers in your area. And if you have their money loan app installed on your device, you may apply for a loan with just a few touches. The application is quick, easy, and secure, so take advantage of it. Finally, the payday Say app is where you should turn when you need some quick money.
| PROS | CONS |
| As a result of having the answer in your pocket, borrowing money is quick and straightforward. | The application is not a lender. |
| An excellent time-saving method. | It is quick, easy, and always done by hand. |
| It is quick, easy, and always done by hand. | |
| Customers using this app are not charged anything to link them with lenders. | |
| You can use quick loans to cover unexpected spending. |
4. Instant Payday Loans Online
Their Instant Payday Loan app is here to help when life throws you a financial curveball, and you need money fast. In addition, their cash advance app comes in handy if you need to make a significant purchase and are short on cash.
Borrowing money today can be done on the fly. It’s as easy as installing a lending app on your mobile phone.
Moreover, their money lending software can provide fast cash advance support whenever you need it. So whether it’s to pay an unexpected bill or get by until your next paycheck, Instant Payday got your back.
| PROS | CONS |
| Fast processing of loan requests. | You give consent to the lenders verifying the data you supply. |
| Simple application process. | An annual increase in the percentage rate of interest for loans. |
| Instant credit decisions. | These unsecured loans are frequently provided to borrowers with strong credit histories. |
| No documentation. | |
| 24/7 accessibility. | |
| You can avoid stress and save time. |
5. Money Loan Installment Advance
Nowadays, getting a loan to meet a sudden financial obligation or an emergency is a breeze. You can receive an installment loan with this app at any hour of the day.
The goal behind the Money Union loan app was to make it easier for consumers to get the money they need when they need it. In addition, it is to help people deal with life’s unexpected expenses. An unforeseen expenditure could arise at any time.
Only some have a sizable emergency fund, so if you need money but don’t have it, you can use our loan installment app to get the funds you need.
| PROS | CONS |
| Quick and simple access 24/7. | Lending is unsecured. |
| Swift request handling. | Credit judgments are made based on the borrower’s employment, credit history, income, and other factors. |
| Sensitive credit inquiry. | |
| Instant loans without faxing or paperwork. | |
| Quick cash for people with bad credit. | |
| There are no fees associated with applying for loans through the Money Union instant cash advance app. |
6. Cash Advance – Payday Umbrella
Payday Umbrella is your new go-to small loan app. So whether you need money for an emergency or to cover rent or food costs until your next paycheck arrives, Payday Umbrella is here for you.
When money is tight, many people turn to payday loans as a quick fix. They offer a reliable service where you can get a loan. Suppose you’re looking for a reliable lending service. In that case, the Payday Umbrella app is an excellent option for cash advances and rapid loans.
Moreover, it is also your opportunity to safeguard your finances against short-term difficulties and ride through recessions and economic catastrophes with minimal to no impact on your lifestyle.
| PROS | CONS |
| No more standing in line. | Repayment periods range from three to six years. |
| No need to be present in person to apply for a loan. | The range of APRs is 5.99% to 35.99%. |
| Getting a personal loan is quickly approved. | |
| No extra costs. | |
| They offer a $5,000 maximum on first-time loans. | |
| A high degree of confidentiality and security. | |
| Your money advance is unaffected by your credit score. |
7. Loans Unlimited – Cash Advance
Cash advances and installment loans up to $3000 are available through the Loans Unlimited app. It will only take minutes of your time to apply for a loan, get approved, and get your cash in hand.
Take your time with overdraft fees by paying until payday. Then, you can apply for a loan in a few easy steps. You can get instantaneous access to your loan funds once your application is approved and a deposit is made to your bank account.
| PROS | CONS |
| It is easy to borrow money right away. | The APR, which is based on the size, cost, and term of your loan as well as the quantity and frequency of your repayments, is the rate at which interest is charged on your loan. |
| You don’t need a credit check. | Minimum payback is completed in three months. |
8. Upgrade
Check your balance, make a payment, look at your rewards, and peruse your account history—all in one convenient location. In addition, you may pay your bills, check your balance and send money to other people.
Here, using an ATM, making a deposit, or withdrawing cash doesn’t cost you a dime. Every Upgrade Visa® debit cardholder can keep track of their rewards and get 1% cash back on all other purchases. It is on top of the 2% cash back they get on everyday purchases and payments.
| PROS | CONS |
| Manage and grow your savings. | Not covered by FDIC. |
| Automate the way you invest. | Not a deposit or another obligation of the business. |
| Earn points toward a GM car. | Investment risks apply, such as the potential loss of the invested principal. |
| Debt consolidation without fees. |
9. MaxSol – Payday Loans
The MaxSol Loans app may get you a cash advance of up to $25,000. An immediate response is guaranteed after a quick application process.
Following the principles of federal truth in lending legislation and regulations, they will be upfront about the exact dollar amount of interest and the annual percentage rate (APR) for your loan.
You can find rates and costs associated with your loan in the loan agreement. However, it is highly recommended that you either pay off your loan in full or make as large a payment toward the principal. It will afford to lessen the overall cost of your loan.
| PROS | CONS |
| Apply for a loan between $100 and $25,000. | An even higher APR can apply to loans from a state without any restrictions on them or from a bank that is not subject to local regulations. |
| Credit not checked. | |
| 24/7 loan approval processing. | |
| Easy to signup and create an account. | |
| Quick loan approval. |
10. Credit Karma
Personal information from your credit report is used to provide personalized suggestions on Credit Karma. For example, their system allows you to view your approval odds before applying without affecting your credit score. Then, install the financial app that rewards your efforts with a better FICO score, a new credit card, or even a home.
| PROS | CONS |
| No cost credit monitoring. | There may be third-party fees. |
| Free ID tracking. | |
| Loan comparison shopping. | |
| You’ll have the option for credit cards. |